Target Heart Rate Calculator | Max Heart Rate & Training Zones

Target Heart Rate Calculator

Calculate Your Target Heart Rate Zones

The Traditional formula (220 - Age) is the most commonly used method for estimating maximum heart rate.

Target Heart Rate Calculator – Find Your Training Zones (2026): Find Your Optimal Training Zones

Unlock Your Fitness Potential with Target Heart Rate Training

Are you maximizing your workouts or just going through the motions? Understanding your target heart rate zones could be the key to transforming your fitness results. Our comprehensive Target Heart Rate Calculator helps you discover the exact heart rate ranges you need for different training goals, whether you’re aiming for fat loss, endurance building, or peak performance.

What is Target Heart Rate and Why Does It Matter?

Your target heart rate (THR) represents the ideal range of heartbeats per minute during exercise to achieve specific fitness objectives. Training within these scientifically-proven zones ensures you’re working at the right intensity to meet your goals without overtraining or undertraining.

Key Benefits of Heart Rate Zone Training:

  • Precise intensity control for optimal results

  • Reduced risk of overtraining and injury

  • Accelerated fat burning in specific zones

  • Improved cardiovascular health

  • Better workout efficiency and time management

  • Objective progress tracking

How to Calculate Your Target Heart Rate

The Simple Formula (220 – Age Method)

The most commonly used method for calculating maximum heart rate is:

📊 Practical Calculation Examples

🧮 Example 1: Simple Formula (220 - Age)

For a 35-year-old person:

Maximum Heart Rate = 220 - 35 = 185 bpm

Zone 2 Training Range (60-70% of max):

Lower limit: 185 × 0.60 = 111 bpm

Upper limit: 185 × 0.70 = 130 bpm

Target Heart Rate Range: 111 - 130 bpm

This method is quick and suitable for general fitness enthusiasts.

🎯 Example 2: Karvonen Formula (More Accurate)

For a 35-year-old with resting heart rate of 65 bpm:

Step 1: Maximum Heart Rate = 220 - 35 = 185 bpm
Step 2: Heart Rate Reserve = 185 - 65 = 120 bpm
Step 3: Zone 2 (60-70%) = (120 × 0.60) + 65 to (120 × 0.70) + 65

Lower limit: (120 × 0.60) + 65 = 72 + 65 = 137 bpm

Upper limit: (120 × 0.70) + 65 = 84 + 65 = 149 bpm

Target Heart Rate Range: 137 - 149 bpm

This method is more personalized and recommended for trained individuals.

From this, target zones are calculated as percentages of your maximum heart rate.

The Karvonen Formula (Heart Rate Reserve Method)

For more accurate results, especially for trained athletes:

Heart Rate Reserve (HRR)
Heart Rate Reserve = Maximum Heart Rate - Resting Heart Rate
This calculates your heart rate reserve - the range between your resting and maximum heart rate.
Target Heart Rate (THR)
Target Heart Rate = (HRR × Intensity Percentage) + Resting Heart Rate
This calculates your target heart rate for any specific training intensity.

Understanding the 5 Heart Rate Training Zones

Zone 1: Very Light (50-60% of Max HR)

  • Purpose: Recovery and warm-up

  • Benefits: Improves overall health, aids recovery

  • Feels like: Easy breathing, can hold conversation

  • Best for: Beginners, active recovery days

Zone 2: Light (60-70% of Max HR)

  • Purpose: Fat burning and endurance

  • Benefits: Builds aerobic base, enhances fat metabolism

  • Feels like: Comfortable pace, slightly deeper breathing

  • Best for: Weight loss, long endurance sessions

Zone 3: Moderate (70-80% of Max HR)

  • Purpose: Aerobic fitness

  • Benefits: Improves cardiovascular capacity

  • Feels like: Noticeable breathing, can speak short sentences

  • Best for: General fitness, marathon training

Zone 4: Hard (80-90% of Max HR)

  • Purpose: Anaerobic threshold

  • Benefits: Increases lactate threshold, builds speed

  • Feels like: Heavy breathing, difficult to speak

  • Best for: Competitive athletes, interval training

Zone 5: Maximum (90-100% of Max HR)

  • Purpose: Peak performance

  • Benefits: Develops maximum performance and power

  • Feels like: Breathless, unsustainable for long periods

  • Best for: Sprint training, elite athletes

How to Use Our Target Heart Rate Calculator

Step-by-Step Guide:

  1. Enter your age (required)

  2. Input your resting heart rate (optional for more accuracy)

  3. Choose your calculation method

  4. Click “Calculate” to get your personalized zones

  5. Use the results to plan your workouts

Pro Tips for Accurate Measurements:

  • Take resting heart rate in the morning before getting out of bed

  • Use a chest strap heart rate monitor for most accurate readings

  • Recalculate every 6-12 months as your fitness improves

  • Consider seasonal variations in resting heart rate

Real-World Applications for Different Fitness Goals

For Weight Loss:

Focus on Zone 2 training (60-70% of max HR) for 30-60 minutes, 4-5 times per week. This zone optimizes fat burning while being sustainable for longer durations.

For Endurance Building:

Combine Zone 2 (long sessions) with Zone 3-4 (tempo work). Aim for 80% of training in lower zones and 20% in higher intensity zones.

For General Fitness:

Mix all zones throughout the week. Include recovery days in Zone 1, moderate sessions in Zone 3, and occasional high-intensity work in Zone 4.

For Athletic Performance:

Implement periodized training with specific blocks focusing on different zones. Include Zone 5 work for peak performance phases.

Common Questions About Target Heart Rate

How Accurate is the 220 – Age Formula?

While the 220 – age formula provides a good estimate for most people, individual variations can be significant. Factors like fitness level, genetics, and medications can affect your actual maximum heart rate.

Should I Use a Chest Strap or Wrist-based Monitor?

Chest straps generally provide more accurate and responsive heart rate measurements during intense exercise. Wrist-based optical sensors have improved but may lag during rapid intensity changes.

How Often Should I Recalculate My Zones?

Recalculate every 6 months, or whenever you notice significant changes in your fitness level or resting heart rate. A decreasing resting heart rate indicates improved cardiovascular fitness.

Can Medications Affect My Heart Rate?

Yes, many medications including beta-blockers, blood pressure medications, and thyroid medications can affect both resting and maximum heart rates. Consult your doctor for personalized advice.

Advanced Training Concepts

Heart Rate Variability (HRV)

HRV measures the variation in time between heartbeats and can indicate recovery status and readiness to train. Many modern fitness trackers now include HRV monitoring.

Lactate Threshold Training

Training at or near your lactate threshold (typically around 85-90% of max HR) can significantly improve endurance performance by teaching your body to clear lactate more efficiently.

Periodization with Heart Rate Zones

Structure your training year with specific phases focusing on different zones:

  • Base Phase: Mostly Zones 1-2

  • Build Phase: Increasing Zones 3-4

  • Peak Phase: Incorporating Zone 5

  • Recovery Phase: Primarily Zone 1

Safety Considerations and Limitations

Important Precautions:

  • Always consult your doctor before starting a new exercise program

  • Stop exercising if you experience chest pain, dizziness, or severe shortness of breath

  • The 220 – age formula may not be accurate for highly trained athletes or older adults

  • Certain medical conditions may require modified target zones

When to Seek Medical Advice:

  • If your resting heart rate is consistently above 100 bpm

  • If you experience irregular heartbeats during exercise

  • If you have known heart conditions or risk factors

  • If you’re taking medications that affect heart rate

Technology and Tools for Heart Rate Training

Recommended Heart Rate Monitors:

  • Chest straps: Most accurate for training

  • Arm bands: Good balance of accuracy and comfort

  • Smartwatches: Convenient for all-day monitoring

  • Fitness trackers: Good for general fitness purposes

Best Apps for Heart Rate Training:

  • TrainingPeaks for serious athletes

  • Strava for social training community

  • Whoop for recovery-focused training

  • Our Target Heart Rate Calculator for quick zone calculations

The Science Behind Heart Rate Training

Research consistently shows that training in appropriate heart rate zones leads to:

  • 15-20% greater improvements in VO2 max compared to unmonitored training

  • 25% better adherence to exercise programs

  • Significant reductions in injury rates

  • More efficient achievement of specific fitness goals

Start Optimizing Your Training Today

Our Target Heart Rate Calculator takes the guesswork out of exercise intensity. Whether you’re a beginner looking to start safely or an experienced athlete fine-tuning your performance, understanding your personal heart rate zones is essential for success.

Try our calculator now and discover your personalized training zones! Simply enter your age and resting heart rate to get started on your journey to more effective, scientifically-backed workouts.

Remember: The most effective training program is one that’s tailored to your individual physiology and goals. Use your target heart rate zones as your guide to smarter, more effective workouts and better results.


Disclaimer: This calculator provides estimates for educational purposes. Always consult with healthcare professionals before making significant changes to your exercise routine, especially if you have pre-existing health conditions.